Employee Benefits

We care about people, starting with our own.

SSM Health values our exceptional employees by offering a comprehensive benefits package to fit their needs — including those that promote physical, mental, and financial well-being. 

Benefit Eligibility 

Unless stated otherwise by an asterisk (*), benefits are available to full and part-time employees (50% FTE or higher) who are regularly scheduled to work a minimum of 40 hours per pay period. Benefits are effective the first of the month coinciding with or following the date of hire. Premiums vary depending on type and level of coverage elected.

Comprehensive Health & Wellness Benefits

We believe taking care of our team members by focusing on the whole person enables them to thrive not only in their careers, but in their personal lives and communities. Just as we treat our patients physically, emotionally and spiritually, we strive to do the same for our team members.


Traditional medical plans and a High-Deductible Health Plan are available through SSM Health’s Medica network. All plans include a nationwide prescription drug benefit. Employees can receive free preventive health services through SSM Health's medical insurance. 


SSM Health provides two dental plans from which to choose: Dental Plus or Dental Base. You may use any dentist you choose; however, using an in-network provider offers additional discounts and enhances the total services you may receive under the annual maximum benefit.


Two vision plans are available through VSP. The medical plan covers an annual eye exam. The plan assists with eye exams, lenses, frames and contact lenses. Included are copays for in-network coverage and reimbursement (up to plan limits) for out-of-network coverage.
Employee Assistance Program (EAP)

Employee Assistance Program (EAP)

SSM Health offers wellness services through the Employee Assistance Program (EAP). The program also offers free resources to both employees and eligible family members to help with financial planning, child care, marriage counseling, and other life events.
Discounted Medical Premiums

Discounted Medical Premiums*

Employees who meet certain household size and income guidelines and enroll in an eligible health plan may apply to receive up to a 100% discount on medical premiums and zero-cost prescriptions through waived pharmacy copays.
Legally Domiciled Adult

Legally Domiciled Adult*

​​​​​​​An employee can cover an adult household member on health insurance (and the dependent children of that LDA), if they are not covering a spouse on their plan. Examples would be domestic partners, a parent or an adult child.

Work / Life Balance

Our dedication lies in supporting our employees to attain an ideal equilibrium between work and personal life. Through regular employee feedback surveys and adherence to our sites of care operational guidelines, we foster transparent dialogue that aims towards achieving this objective.
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Paid Time Off (PTO)*

All full-& part-time benefit eligible employees may accrue PTO on the first day of employment. PTO is used for vacations, holidays (New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas), short-term illnesses, and other absences from work.
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PTO Sell / Hardship*

Employees who accrue PTO may elect to sell (cash out) a portion of their PTO throughout the year. The Hardship program supports employees if they face a medical emergency or experience a qualifying hardship.
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PTO Donation*

 Donate PTO to an emergency bank. This can be used by employees who have a medical emergency or experience a qualifying hardship.
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Adoption Assistance*

After six months of employment, employees may be reimbursed for normal agency and legal fees incurred to adopt a minor child, up to the maximum benefit amount.
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Paid Maternity Leave*

The Short-Term Disability benefit covers maternity leave. Employees will have 100% income replacement for up to six weeks for a routine delivery and up to eight weeks for a c-section.
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Paid Parental Leave*

After 90 days of employment, employees are eligible for one week of paid parental leave for newborns or newly adopted children (pro-rated based on FTE).
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Bereavement Leave*

Employees may take up to three scheduled shifts with pay in the event of the death of a family member; up to five scheduled shifts with pay are provided if the loss is a spouse or child/step-child.
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Eligible employees can take up to 12 weeks of unpaid, job protected leave for continuous, reduced work schedule, or intermittent time off for qualifying reasons.

Competitive Compensation

At SSM Health, we believe that every individual plays an integral part in our healing ministry. We're dedicated to providing our team members with the support they need to flourish. Our commitment to investing in a total compensation package that includes market-based wages and benefits is unwavering. We know that equitable pay not only keeps our current team members engaged but also attracts the finest talent in the industry. 

Market Competitive Wages

Our compensation models look at the market in each region to competitively set base pay, premium pay and sign-on bonuses. Paying employees fairly and equitably is our ongoing commitment.


Flexible Payment Options

You have the option to make any day a pay day! Our voluntary benefit offered through DailyPay provides eligible hourly team members instant access to their earned, unpaid base pay (fees may apply).
*Includes eligible hourly team members, except physicians and employees covered by a collective bargaining agreement, unless provided for in their collective bargaining agreement, or a side agreement thereto.

Employee Relief Fund*

Employees experiencing a financial hardship or crisis may receive assistance for events such as a serious illness or injury to themselves or immediate family members, loss of primary residence from fire or natural disasters, death of immediate family members, and more. 

Additional Benefits

We are commited to helping improve our patients' lives every day. And, we strive to do the same for our team. That's why we offer valuable programs to empower our team members to plan for the future.

Pre-Tax Savings

  • Health Savings Account (HSA)
  • Flexible Spending Account (FSA)
  • Dependent Care FSA​​​​​​​


Income Protection

  • Life Insurance
  • Long-Term Disability
  • Short-Term Disability
  • Short-Term Disability Buy-Up

Voluntary Benefits*

  • Accident Insurance
  • Critical Illness
  • Identity Theft Protection
  • Prepaid Legal Services
  • Hospital Indemnity Insurance 
  • Purchasing Power

Additional Discounts*

  • Home & Auto Insurance
  • Pet Insurance
  • Free Financial Planning Resources
  • Free Retail Discount Programs
  • Free Travel & Entertainment Discounts


Education Resources

Career Growth




We are committed to helping employees enjoy their retirement through the following customizable retirement programs:

  • Employee Contribution Plan: This plan offers employees a method to invest their pre- and/or post-tax dollars to save for retirement income.
  • Employer Matching Contribution: Employees who participate in the voluntary employee contribution plan may be eligible to receive a match from SSM Health on a portion of their contribution.
  • Employer Basic / Fixed Contribution: Eligible employees receive an annual employer-funded basic contribution. Participation in the voluntary employee contribution plan is not required to receive the basic contribution. 

Additional retirement savings options are available at certain entities. More information will be provided upon acceptance of a job offer.

* Benefits are subject to eligibility guidelines. Employees covered by a collective bargaining agreement (CBA) may be eligible for these benefits if these benefits are provided under the applicable CBA or side agreement thereto. Employees covered by a CBA should contact their Recruiter to receive the appropriate Employee Benefits Guide. 



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